Knoxfire Esquire wrote:You'll notice too that I've addressed two issues having to do with health without even touching the health care system. In fact, you could almost say that it doesn't really need to be overhauled as badly as some people might want you to think. You could even go as far to say that all this talk about health care is a smoke screen to protect some of the causes for ill health.
Knoxfire Esquire wrote:So what do you want? Health care for all? Or screw the poor?
Short Hand wrote:Just to touch up on the Prescription drug side of things. KNOWING sales guy/ account managers who work for Apotex ill break it down how selling drugs works in the US state to state.
Said "Pill" costs them a nickel to make.
Said pill is then sold to New York for 75 cents each.
Said Pill is then sold to Minnesota for 4 dollars each.
Said Pill is then sold to Nevada for 25 dollars each.
At the end of the year, the government then looks at this and goes "WTF were you doing Nevada ? Minnesota ?, they got back to the pharmaceutical company and complain, but what they get back is "Hey were just making a buck, the company releases new drugs.. and does it ALL over again." This has been happening for over 60 years.... This is just one reason why you pay the most in the world for health care, that is not ranked #1 in the world.
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a) Have national health care and end up with higher taxes, but everyone gets it, despite millions of freakin' welfare a$$holes ending up abusing it to get painkillers, costing you even more. Or b) You can have privatized health care and end up with more money in your pockets but with the shame of knowing you live in a civilized country that allows people die of easily cured ailments like you're some third world nation.
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Here's one of the things that people miss: right now, private insurance companies generally pay more for the same procedures and medications than Medicare or Medicaid. Why? Because the government (poorly) run programs flat out limit what they will pay. If that reimbursement falls below the cost of the procedure, the loss gets distributed to the private side,.........Can anyone draw a logical conclusion that this will cause healthcare to improve and costs to go down? I'd love to hear your logic.
sndsgood wrote: after a few years on the market, i want to say 5? some generic company is going to come out and rip off their pill and sell it for 10% of the cost. .
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Fix the flaws such as idiotic malpractice law suits first. I bet that would reduce costs a bunch.
Taetsch Z-24 wrote:Quote:
Fix the flaws such as idiotic malpractice law suits first. I bet that would reduce costs a bunch.
DING!
If our heath care is SOOO bad, why is it people from Ca-na-DE-duH come down here for it?
Not saying where good, far from, as U.S. heath car is about prolonging health "care" and not making people healthy... but USSR crap... please.
Chris
Greedy Capitalist Pig wrote:Knoxfire Esquire wrote:You'll notice too that I've addressed two issues having to do with health without even touching the health care system. In fact, you could almost say that it doesn't really need to be overhauled as badly as some people might want you to think. You could even go as far to say that all this talk about health care is a smoke screen to protect some of the causes for ill health.
And you're sort of on the right track. The problem with the healthcare system is not the healthcare system, it's the malpractice business being out of control. Do you realize that in Boston, a it's extremely common for the malpractice incurance policy for one doctor to be over $300K? That, as mitdr774 mentioned, is the first place to start. If you bring down the costs for the hospitals and doctors, you bring down the cost of healthcare. Now this is only a first step, but it's a big one.
Knoxfire Esquire wrote:So what do you want? Health care for all? Or screw the poor?
This is the very argument the Democrats in DC are using to try and persuade Americans that they need to get behind the Obamacare bill. If you're against their bill, you're against reform. Not the case. You act like you can not fix healthcare without giving control of it over to the government. When the costs come down, and competition in the free market is truly free, the price of insurance will come down. When their is less red tape for the hospitals and doctors to deal with, they can lower their costs.
Here's one of the things that people miss: right now, private insurance companies generally pay more for the same procedures and medications than Medicare or Medicaid. Why? Because the government (poorly) run programs flat out limit what they will pay. If that reimbursement falls below the cost of the procedure, the loss gets distributed to the private side, and the charges for the hospital go up, forcing people who pay out of pocket, or the private insurance company, to pay more. Now let's consider this for a second, going off on a little bit of a tangent: The US government has f&%ked up Medicare and Medicaid so badly that they're close to bankruptsy. This is happening in spite of them underpaying for services. If there was no private insurance to soak up the difference, the hospitals and doctors would be losing money like crazy. Can anyone draw a logical conclusion that this will cause healthcare to improve and costs to go down? I'd love to hear your logic.
Short Hand wrote:Just to touch up on the Prescription drug side of things. KNOWING sales guy/ account managers who work for Apotex ill break it down how selling drugs works in the US state to state.
Said "Pill" costs them a nickel to make.
Said pill is then sold to New York for 75 cents each.
Said Pill is then sold to Minnesota for 4 dollars each.
Said Pill is then sold to Nevada for 25 dollars each.
At the end of the year, the government then looks at this and goes "WTF were you doing Nevada ? Minnesota ?, they got back to the pharmaceutical company and complain, but what they get back is "Hey were just making a buck, the company releases new drugs.. and does it ALL over again." This has been happening for over 60 years.... This is just one reason why you pay the most in the world for health care, that is not ranked #1 in the world.
One thing your example leaves out, and that is volume. I would bet that NY buys far more of any medication than Nevada or Minnesota.
If, in fact, the company is really just selling items in different areas and making far more profits off one than the other, I find that extremely unethical, and there are actually laws that prohibit this. The only way a supplier can offer different prices is to be able to show a definitive cost difference of doing business in one area from another (when speaking of volume, this can be shown with shipping costs, and packaging costs, etc).
However, there is another aspect that most people don't realize with any product: even if a company is making a pill which has a raw cost of a nickle, you have to add in the overhead costs of the company, which includes buildings, employees, insurance, lawyers, etc., and when that happens, I would be willing to bet that pill costs them more than 75 cents. Most salesmen do not know the actual cost (called loaded cost in the world of business economics) of the products they sell.
Also, ask your friend about the differences in regulations, taxes, and fees state to state. These can easily cause wide swings in the prices of selling items in certain areas. I'll give you an example in the auto industry since everyone here should be able to relate: my state charges oil companies who deliver lubricants in bulk $1.10 tax per gallon. So, while a quick lube shop in New Hampshire might pay $6 per gallon for oil from company A, the quick lube shop in Maine buys that same oil from company A for $7.10 per gallon. If the two owners were talking, and found out that the guy in New Hampshire is getting his oil cheaper, from the same company, for the same product, the guy in Maine might think the company is screwing him, when in fact the company is making the exact same profit, but the state is causing the price to increase.
Now I do not know the pharmacuitical industry nearly as well as I know some other industries, but this is a very good possibility, and I would ask your friend if he knows these differences. This is just one way that costs can vary, through no fault of the manufacturer or wholesaler. And as I said, usually the salesmen of a company do not have all of the figures, they are simply told what to sell things for, and what pricing structures they can use.
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I am not entirely certian on my sources reliabilty buit last i heard it takes close to ten years of testing to get a drug on the market in the US where as in just about every other country it only takes a few years. If I was a company and spent 10 years testing I sure as hell wouldnt want a generic on the market within a few years, I would want to make my money back plus some first.
Fix the flaws such as idiotic malpractice law suits first. I bet that would reduce costs a bunch.
mitdr774 wrote:"The profit margins on this stuff is just ridiculous. ill even go as far to say criminal."
So why is it "criminal" for pharmecutical or oil companies to make profits but for a company like Microsoft to make an even bigger profit margin is okay? This is supposed to be a capitalist nation where companies and the "free market" decide what something will cost.
How much does it actually cost for Microsoft to manufacture a disk with Office on it? Now why does that same disk cost you anywhere from $150-400 depending on the package you get? It is just the same piece of plastic, right???
mitdr774 wrote:"The profit margins on this stuff is just ridiculous. ill even go as far to say criminal."
So why is it "criminal" for pharmecutical or oil companies to make profits but for a company like Microsoft to make an even bigger profit margin is okay? This is supposed to be a capitalist nation where companies and the "free market" decide what something will cost.
How much does it actually cost for Microsoft to manufacture a disk with Office on it? Now why does that same disk cost you anywhere from $150-400 depending on the package you get? It is just the same piece of plastic, right???
Greedy Capitalist Pig wrote:Here's one of the things that people miss: right now, private insurance companies generally pay more for the same procedures and medications than Medicare or Medicaid. Why? Because the government (poorly) run programs flat out limit what they will pay. If that reimbursement falls below the cost of the procedure, the loss gets distributed to the private side, and the charges for the hospital go up, forcing people who pay out of pocket, or the private insurance company, to pay more. Now let's consider this for a second, going off on a little bit of a tangent: The US government has f&%ked up Medicare and Medicaid so badly that they're close to bankruptsy. This is happening in spite of them underpaying for services. If there was no private insurance to soak up the difference, the hospitals and doctors would be losing money like crazy. Can anyone draw a logical conclusion that this will cause healthcare to improve and costs to go down? I'd love to hear your logic.
Greedy Capitalist Pig wrote:...If you do not think something can be fixed or improved without the government getting completely involved in it, or taking it over, I will simply point you to Amtrak, The USPS, Social Security, Medicare, and Medicaid. Every one of those is the government trying to fix a "problem" by getting into the market, and every one of them is an a colossal failure. Had it not been for continuous life support from tax revenue, they would have collapsed. I say until the federal government can balance the books of these failed experiments, they should not be allowed to even propose getting into another one.
I would really like to hear a good, well thought out, substantive explanation as to why I'm wrong here.
mitdr774 wrote:You completely missed the point. This is supposed to be a free market. However people dont piss and moan about one company that makes a huge profit margin compared to another because its not an easy target. Personally I think it would be kind of funny if the oil companies gave a big ole F you to the US by not selling any fuel to us for a month. One reason for high pharmacutical cost is the testing process they have to go through in the US. Ever wonder why it takes longer for new drug to be released in the US than other countries? Ever wonder why that same drug also cost more here when it is finally released? The public officials always seem to forget these things when they start making claims of abuse on the public.
As stated before, if you want to reduce medical cost you need to reduce malpractice suit awards and stop the idiotic and pointless suits. Reduce the test period for new drugs, and some of the restritions placed on them. If the same drug is found safe elsewhere why do we still have to wait another 5 years of testing here before its released?
Greedy Capitalist Pig wrote:Here's one of the things that people miss: right now, private insurance companies generally pay more for the same procedures and medications than Medicare or Medicaid. Why? Because the government (poorly) run programs flat out limit what they will pay. If that reimbursement falls below the cost of the procedure, the loss gets distributed to the private side, and the charges for the hospital go up, forcing people who pay out of pocket, or the private insurance company, to pay more. Now let's consider this for a second, going off on a little bit of a tangent: The US government has f&%ked up Medicare and Medicaid so badly that they're close to bankruptsy. This is happening in spite of them underpaying for services. If there was no private insurance to soak up the difference, the hospitals and doctors would be losing money like crazy. Can anyone draw a logical conclusion that this will cause healthcare to improve and costs to go down? I'd love to hear your logic.
Greedy Capitalist Pig wrote:...If you do not think something can be fixed or improved without the government getting completely involved in it, or taking it over, I will simply point you to Amtrak, The USPS, Social Security, Medicare, and Medicaid. Every one of those is the government trying to fix a "problem" by getting into the market, and every one of them is an a colossal failure. Had it not been for continuous life support from tax revenue, they would have collapsed. I say until the federal government can balance the books of these failed experiments, they should not be allowed to even propose getting into another one.
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Amazing how there are so many quick to jump on my posts with puerile "nut-swinger" comments, and make weak attempts at discrediting me for my principles, but no one will step up to the plate here.
Mr.Goodwrench-G.T. wrote:
Greedy Capitalist Pig wrote:Here's one of the things that people miss: right now, private insurance companies generally pay more for the same procedures and medications than Medicare or Medicaid.
I would like to see where did you get this info, and please don't give me FOX, Rush, Ann coulter. Please provide a neutral news source as would like to know more on these claims.
tabs wrote:
i just started working for an insurance company and this past week we were doing training on claims. i couldnt believe how little medicare/caid pays! some procedures would be in the THOUSANDS of dollars and the "medicare allowed amount", as it is called, is literally only a few hundred dollars. some drugs used by hospitals can only be billed for a PENNY! thats not an exaggeration, its 100% true. while it could be said that hospitals/doctors are inflating their prices, when a claim is paid at less than 1/10th its billed price, something is definitely wrong.
so what quick is saying is true--medicare/caid pays an unfairly low price yet is in shambles. expanding a horribly broken government system will do nothing to solve the problem--it will only make it worse.